A people-first philosophy, dedicated to helping you build a financial foundation as strong as your ambitions and as meaningful as your goals.

Small business team collaborating at a table

For Business Owners: Coach J Financial

Running a business means your money decisions affect both your work and your life. Small business financial coaching helps you untangle cash flow, pay yourself with confidence, and make values-aligned decisions about taxes, savings, and growth.

Together, we’ll build simple systems for separating business and personal finances, planning for uneven income, and using your business to support the life you’re building for yourself and your family.

For Your Workplace: Prospera Solutions

Financial stress is the #1 concern for most employees, impacting productivity and retention. Our workplace financial wellness program provides confidential, one-on-one coaching to help your team build confidence, reduce stress, and take control of their financial lives.

Learn More for Your Team
Headshot of Janice Chen

For Individuals: Coach J Financial

Ready to take control of your financial future? I provide personalized, one-on-one coaching to help you build a plan, develop healthy money habits, and achieve your personal goals—whether that's paying off debt, saving for a home, or investing with confidence.